Pay with Klarna
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PAY WITH KLARNA

We accept Klarna’s Pay in 3 and Pay Later payment methods on our FatYak Kayaks website for transactions in GBP.

Here’s how it works:

Step 1 – Add products to your cart and select “Klarna” when you check out

Step 2 – Enter a few personal details and you’ll know instantly if you’re approved

Step 3 – Klarna will send you an email confirmation and reminders when it’s time to pay and you can manage your orders and payments in the Klarna app or on the website

To be able to offer you Klarna’s payment options we will pass certain aspects of your personal information to Klarna such as contact and order details. This is for Klarna to assess whether you qualify for their payment options and to tailor the payment options for you.

You can choose from two of our Klarna payment options:

PAY IN 3 (SLICE IT)

  • Spread the cost of your purchase into 3 interest-free instalments thanks to Klarna
  • The first payment is made at the time of purchase, with remaining instalments scheduled automatically every 30 days
  • No interest or fees
  • Minimum order value £35 and maximum order value £1,000
  • Click here for full terms and conditions

Select the Klarna option and enter your debit or credit card information. To check your eligibility, Klarna will perform a soft search with a credit reference agency. This will not affect your credit score.

PAY LATER (IN 30 DAYS)

  • Make your purchase and pay nothing on the day
  • Pay the full balance up to 30 days later with no interest, no fees and no impact to your credit score
  • Maximum order value varies per customer
  • Click here for full terms and conditions

Please note: Not making your payments for either option on time could affect your ability to use Klarna in the future and debt collection agencies are used as a last resort.

You must be 18+ and a UK resident to be eligible for this credit offer.

WHAT DO YOU NEED?

  • A UK bank account
  • To be 18 years of age or older
  • A UK residential address

IF YOU HAVE PROBLEMS PLACING AN ORDER WITH KLARNA IT COULD BE DUE TO ONE OF THESE REASONS:

  1. Klarna payments are dependant to your financial circumstances, so Klarna can reject your application to Pay later or Pay later in 3. We recommend selecting a different payment method or placing an order for a smaller value. Alternatively contact our friendly team who will be happy to take payment over the phone
  2. You may have outstanding payments on other Klarna purchases
  3. You might have missed a required field in the checkout process such as telephone number, email address or date of birth

TERMS & CONDITIONS

Please spend responsibly. Make sure you can afford your monthly repayments on time. Klarna’s Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply. You can find more general information on Klarna here.

Download the Klarna app or login to the Klarna website to view your payment schedules.

If you return items on your order, your Klarna statement and schedule will be updated accordingly.

Further information and Klarna’s user terms you can find here. General information on Klarna can be found here. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarnas privacy statement.

Please note that Klarna is an independent payment company and FatYak Kayaks has no influence over whether your payment with Klarna is accepted or not.